About Karen Joy
Karen Joy Bacudo
Finance Editor
Karen wears two hats at TechDay, balancing her role as an editor while assisting with finance tasks. She bridges writing content and reconciling numbers to support the team, with the same level of accuracy and precision.
Stories by Karen Joy
Thunes & WireBarley launch real-time Korea payments
Yesterday
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fintech
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payment technologies
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forex
Thunes and WireBarley deepen Asian remittance reach with real-time payments into South Korea, linking 1.1 million users across 520 corridors.
Banks struggle to move AI pilots beyond test stage
Yesterday
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digital transformation
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fintech
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ai
Banks are hitting old systems, poor data and regulatory hurdles as AI pilots stall, with most projects still stuck in test mode.
Temenos named Forrester leader in digital banking tech
Yesterday
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saas
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digital transformation
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fintech
Temenos wins Forrester leader status in digital banking after review praised its app support, APIs, localisation and headless architecture.
NUVA Digital raises USD $5.2 million for Web3 asset platform
Yesterday
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fintech
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blockchain
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defi
NUVA Digital secures USD $5.2 million seed funding led by Morgan Creek Digital to widen its tokenised asset marketplace and add blockchain integrations.
Ant International launches mobile AI payment protocol
Yesterday
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wearables
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fintech
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iot
Ant International unveils open-source mobile AI payment protocol for wallets and wearables, aiming to secure agentic commerce across devices.
AICPA & CIMA launch AI skills programme for finance
Yesterday
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data analytics
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digital transformation
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rpa
AICPA and CIMA unveil global AI training for finance staff as firms seek to turn automation and generative tools into measurable gains.
Finologee & Gresham partner on depositary reconciliation
2 days ago
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fintech
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excel
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swift
Finologee teams with Gresham to embed Control into Banking Orchestrator, automating depositary reconciliation for insurers, fund managers and asset servicers.
YFM backs Swanky with GBP £7.6 million growth deal
2 days ago
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saas
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digital transformation
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cx
YFM Equity Partners invests GBP £7.6 million in Exeter-based Shopify agency Swanky, funding hiring, service expansion and selective acquisitions.
Payment firms expand into broader merchant services
3 days ago
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crm
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dr
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digital transformation
Stripe, PayPal, Adyen and Block are pushing into loyalty, lending and AI checkout tools as payment groups seek a bigger role in merchant commerce.
AI shopping agents reshape retail buying & checkout
3 days ago
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digital transformation
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fintech
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cx
AI shopping agents are moving retail from clicks to chat, as Walmart, Amazon and Google test protocols that let software search, compare and pay.
Pine Labs acquires Shopflo to boost online checkout
3 days ago
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saas
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data analytics
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fintech
Pine Labs buys Shopflo to lift online conversion as the fintech widens its reach from in-store payments into a full-stack commerce platform.
Amazon, Meta & Microsoft join UCP technical council
3 days ago
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cx
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martech
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commerce systems
Amazon, Meta and Microsoft join Universal Commerce Protocol council as AI shopping standard draws major backing from retailers and payments groups.
Borderless AI launches crypto payroll for global staff
Last week
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crypto
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fintech
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hcm
Borderless AI rolls out crypto-native payroll tool as demand grows for flexible pay options among globally dispersed workforces.
Banks must modernise core systems, says Temenos report
Last week
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digital transformation
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fintech
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cloud security
Temenos and Bain warn banks that cloud, AI and stablecoins will reshape competition, with core modernisation now key to growth.
Adyen adds loyalty software in €750m Talon.One deal
Last week
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saas
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digital transformation
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fintech
Adyen moves beyond payments with EUR €750 million Talon.One deal to fuse loyalty software, customer data and promotions across channels.
GE Vernova lifts guidance as orders & profit surge
Last week
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hyperscale
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dc
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partner programmes
GE Vernova reports stronger first-quarter orders, profit and cash generation, with Power and Electrification driving a bigger backlog and improved outlook.
Celonis & ProcessLab launch banking apps for mortgages
Last week
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saas
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crm
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digital transformation
Celonis and ProcessLab debut banking tools for mortgage approvals and service teams as lenders seek faster decisions, lower costs and better customer journeys.
FIS upgrades trading & risk suite for buy-side firms
Last week
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digital transformation
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fintech
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rpa
FIS revamps cross-asset platform with AI dashboards and SaaS tools to help buy-side firms manage trading, portfolio and risk in one system.
KnowBe4 picks Flywire for global payments overhaul
Last week
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digital transformation
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fintech
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cx
KnowBe4 teams with Flywire to streamline international billing, accepting 140 currencies as it cuts manual reconciliation and boosts cash flow.
Tech Mahindra posts higher FY26 revenue & record dividend
Last week
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firewalls
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data analytics
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digital transformation
Tech Mahindra lifts FY26 revenue and EBIT, while record dividend, strong deal wins and 10th straight quarter of margin expansion signal turnaround gains.