DXC adds Ripple, Euronet to Hogan for digital assets

DXC Technology has struck new partnerships with Ripple and Euronet that place digital asset custody, blockchain-based payments and other payments technology inside its Hogan core banking platform.

DXC said the integrations give banks and payments firms a route to deploy new services without replacing existing core systems. Hogan supports more than 300 million deposit accounts and over $5 trillion in deposits globally, according to DXC.

The company disclosed detailed information on its Ripple partnership. DXC said it has integrated Ripple's digital asset custody and payments technology into Hogan.

Ripple integration

DXC described the work as a way for financial institutions and fintechs to access digital asset technology through existing core banking environments. The companies said the approach links legacy financial systems with onchain finance.

The companies said the integrated offering includes programmable payments. DXC also referenced tokenisation, custody and the transfer of digital assets. DXC said the integration gives Hogan clients a route to roll out digital custody and payments within large-scale banking environments.

DXC framed the partnership around banks that want to modernise while retaining existing infrastructure. It also positioned the integration as a way to move blockchain use cases beyond pilots.

"For digital assets to move into the financial mainstream, institutions need secure custody and seamless payment capabilities," said Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC. "Our work with Ripple brings those capabilities together in a way that allows banks to engage in the digital asset ecosystem without changing their core systems, connecting traditional accounts, wallets and decentralized platforms at enterprise scale."

DXC said the partnership provides "last-mile connectivity" between regulated banking infrastructure and digital asset platforms. The company said that could shift deployments from experimentation into production settings.

The companies also pointed to implications for fintechs that rely on bank partnerships. DXC said fintechs get simplified access to banking relationships required for compliant custody and payment solutions.

Ripple also highlighted the pressure on banks to upgrade technology stacks while keeping long-running systems in service.

"Banks are under increasing pressure to modernize while continuing to operate on complex infrastructure," said Joanie Xie, VP and Managing Director, North America at Ripple. "Our partnership with DXC brings digital asset custody, RLUSD and payments directly into the core banking environments institutions already trust. Together, we're enabling banks to deliver secure, compliant digital asset use cases at enterprise scale without disruption."

Payments products

DXC cited two Ripple products that feature in the partnership. Ripple Payments is a licensed cross-border payment offering. Ripple said it manages the flow of funds on behalf of its customers.

Ripple Custody targets banks and financial institutions. Ripple said it covers the secure management of digital assets, stablecoins or Real World Assets.

The companies also referenced RLUSD, which Ripple describes as its stablecoin. Ripple said XRP also features across its product set.

Euronet partnership

DXC also said it has partnered with Euronet and integrated that company's technology into Hogan. DXC did not provide further details on the scope of the Euronet work in its announcement.

The dual partnerships sit within a wider industry push to extend the life of established core banking platforms while layering new payment and digital-asset services on top. Banks have faced rising demand from corporate and retail customers for faster payments, cross-border services and digital asset products, alongside growing expectations around controls and compliance.

DXC said the Hogan integrations represent a shift towards adding new functions through core banking software rather than large-scale system replacement. The company said it expects banks and fintechs to use the integrated approach for regulated digital asset use cases in production environments.