Jio Payments Bank to deploy cashless tolling on key Gurugram-Jaipur route
Jio Payments Bank has secured a contract to implement a Multi-Lane Free Flow toll collection system at two key toll plazas between Gurugram and Jaipur.
The project will see Jio Payments Bank oversee the FASTag Automatic Number Plate Recognition-based MLFF system at the Shahjahanpur and Manoharpura toll plazas. The Multi-Lane Free Flow (MLFF) system allows vehicles to be identified, classified, and charged electronically as they move through toll points at normal speeds, eliminating the need for stops or designated toll lanes.
MLFF technology uses a suite of digital tools, including Radio-Frequency Identification (RFID), Automatic Number Plate Recognition (ANPR), Dedicated Short-Range Communication, and the Global Navigation Satellite System. This amalgamation of technologies enables contactless and efficient toll collection, minimising congestion and enhancing convenience for commuters travelling India's highways.
Awarded projects
The rights to operate these toll plazas were granted as part of a tender from the Indian Highways Management Company for India's pilot MLFF initiative, aimed at reducing bottlenecks on major transport corridors. Out of five MLFF contracts awarded so far under the national trial, Jio Payments Bank has secured two, marking its presence in this emerging segment of digital infrastructure.
Jio Payments Bank began its FASTag acquisition-based toll processing operations in July 2025 and currently manages toll operations at 11 highway plazas countrywide as an acquirer bank. The latest contract for Shahjahanpur and Manoharpura extends the bank's footprint in the infrastructure-linked payments space.
Through these projects, Jio Payments Bank intends to leverage synergies with Jio Platforms' digital capabilities, aligning its strategy with broader trends of rapid physical and digital infrastructure development in India.
Industry context
As the nation advances in expanding its motorway and transport infrastructure, there is an increasing demand for digital payment systems that can support efficient and contactless financial transactions. MLFF systems have been deployed in several countries worldwide and are now under pilot in India, with the government planning wider adoption based on the outcomes of these initial projects.
The pilot aims to facilitate seamless and barrier-free travel for road users, a change from traditional toll booths that require vehicles to slow down or halt. Increased interstate logistics movement and growing numbers of private vehicles on Indian roads have prompted authorities to explore technologies that can speed up traffic flows and reduce delays at toll points.
Official comment
Vinod Easwaran, Managing Director and CEO of Jio Payments Bank, provided the above statement regarding the company's expanded role in digital tolling.
"Our expansion into the tolling ecosystem is a natural progression of our mission to digitise everyday payments and build smart financial infrastructure at scale. This milestone reflects our commitment to delivering seamless, citizen-centric financial services and driving access, efficiency, and inclusion across the country. By leveraging the synergy of digital capabilities with the group ecosystem, we are actively building capabilities to participate in the evolving mobility ecosystem in India."
Parent company background
Jio Payments Bank operates as a subsidiary of Jio Financial Services, which delivers a broad range of financial products through entities including Jio Credit, Jio Insurance Broking, Jio Payment Solutions, Jio Leasing Services, and Jio Finance Platform and Service. The parent's digital-first model allows customers to access loans, savings accounts, bill payments, insurance, and other financial services via the JioFinance app.
Jio Financial Services also maintains partnerships in asset management and wealth management in India through a joint venture with BlackRock.
Through its recent contract wins and tolling operations, Jio Payments Bank continues to increase its presence in digital financial infrastructure, supporting the ongoing transformation of India's highway network and road user payment systems.
