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Juspay reported FY26 revenue of USD $75 million, up 30% on a constant-currency basis.
The payments technology company remained adjusted EBITDA positive at USD $4 million, excluding non-cash ESOP costs, while posting a net loss of USD $10 million for the year.
Revenue rose from USD $61 million in FY25 and has more than tripled from USD $39 million in FY24. Its core India payments business was profitable during the year, even as Juspay increased spending on overseas growth and artificial intelligence.
Daily transactions on the platform reached 400 million in FY26, while annualised total payment volume exceeded USD $1 trillion across more than 500 enterprises and banks, with 99.999% reliability.
The company works with clients including Agoda, Amazon, Decathlon, Flipkart, Google, HSBC, IKEA, IndiGo, LATAM Airlines, Recurly, super.money, Swiggy, Wego, Zepto and Zurich Insurance.
Global push
International expansion was a central theme of the year, with the business gaining traction across APAC, Europe, the US, Latin America and the Middle East. It has teams in Singapore, Dubai, Dublin, São Paulo and San Francisco, alongside its headquarters in Bengaluru.
The growth profile may stand out in a sector where fintech companies have often faced pressure to curb spending to move towards profitability. Juspay continued to invest in its next phase of growth while keeping adjusted EBITDA positive.
Part of that spending went into AI-related products and open-source software, including Xyne, described as an open-source enterprise AI platform; Breeze Buddy, a no-code AI voice platform; Breeze Universal for agentic shopping; and Juspay Genius, an AI-based payments operations product.
Those areas reflect a broader industry shift towards using AI in commerce and back-office functions. Juspay linked the investments to enterprise AI, customer experience and payment intelligence.
Investment cycle
Sheetal Lalwani, Co-founder & COO, Juspay, commented on the company's priorities during the year.
"FY26 was a year of investing in the capabilities that will support Juspay's next phase of growth. Our international payments business is scaling, and we are beginning to see traction across markets. As we expand globally, we are also investing in AI as part of a broader strategy to build new solutions for enterprises. Xyne is one example of this investment, bringing our experience in building reliable, enterprise-grade infrastructure to an open-source AI platform," said Sheetal Lalwani, Co-founder & COO, Juspay.
He also addressed the financial effect of that spending.
"These investments have an impact on our near-term financials, but they are focused on building long-term capabilities and creating sustainable value for our customers. As we scale globally, our focus remains on investing in technology and talent while strengthening Juspay's position as a global payments company," Lalwani said.
Founded in 2012, Juspay has expanded from its India base into a broader international payments business. Its strategy is centred on open-source infrastructure that can operate across markets.
The latest figures suggest that expansion is happening alongside higher transaction volumes and broader product development. With 1,500 payment specialists across its global network, Juspay is building out both its core payments operations and newer AI-led services while maintaining profitability in its main domestic business.
For investors and rivals, the results offer a snapshot of a fintech company trying to balance scale, geographic expansion and product investment at a time when many technology groups remain under pressure to show a clear path to earnings. Juspay's international payments business is scaling, while daily transactions on its platform rose to 400 million during the year.